9 tiny money habits that are holding you back

This article originally appeared and was published on AOL.com

It’s so easy to get consumed in your everyday routines and not even realize that you’re being wasteful in the smallest ways.

When you get accustomed to small, yet detrimental habits that you develop when it comes to spending and saving money, you can’t always see how these little behaviors are costing you big time.

9. Grocery shopping without a list

8. ATM fees and late payment fees

7. Paying for a monthly gym membership and rarely using it

6. Savings that barely earn interest 

5. Leaving lights turned on when you leave the house

4. Overpaying for a cell phone and data plan that doesn’t suit your needs

3. Paying for most things on credit

2. Using different providers for cable, Internet and phone services

1. Free trials that have surpassed their period of being free

Everything from neglecting to cancel subscriptions to lazily forgetting to turn off the lights when you leave for work add up in the long run.

By making an effort to start creating better habits and staying more on top of the little things, you can make a huge difference in the amount of money you have saved at the end of each month.

So next time you’re at the grocery store, put back the box of name brand cereal and test out the store brand. Start paying for things in cash and start bundling your cable, Internet and phone providers.

Your piggy bank will most definitely thank you.

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